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How to Get Flood Insurance in Devil’s Thumb

9/6/2019 (Permalink)

Photo of small house floating in flood waters inside an inner tube. Don’t be caught off-guard if you experience a flood. Know your flood insurance coverage.

SERVPRO of Greater Boulder knows that most property insurance does not cover flood damage.

While the rules for insurance vary by state, flood insurance is an exception. Most insurance rates vary by company.

Some homeowners’ policies will cover water damage if the damage comes from:

  • Sudden & accidental damage from plumbing, heating systems, or air conditioning
  • Sewer or drain backup

The policy might also cover mold remediation, but not if a flood caused the problem.

SERVPRO of Greater Boulder shares how to get flood insurance in Devil’s Thumb:

  • Check whether your community participates in the National Flood Insurance Program (NFIP). You can still get flood insurance if you live in a low-risk area. The insurance will cost less if you live in a low-risk area.
  • Find an insurance agent in Devil’s Thumb. The NFIP is the only flood-insurance provider, but the government does not sell it. Buy the insurance through an insurance agent. The NFIP sets the rates.
  • If your insurance agent doesn’t know about the NFIP, call the help center at 1-800-427-4661

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Links:

https://www.usa.gov/property-insurance

www.fema.gov

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